Terms of Service

1. Acceptance of Terms

By accessing or using SafeCarry's services, you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use our services.

2. Service Description

SafeCarry provides a secure cash storage and digital transfer service. We are NOT a bank, financial institution, or money services business. We operate as a technology platform that:

• Facilitates secure storage of physical cash through third-party escrow agents
• Enables digital access to stored funds via payment processors
• Provides convenience services for travelers and individuals seeking secure cash storage

3. NOT A BANK DISCLAIMER

IMPORTANT: SafeCarry is NOT a bank and is NOT FDIC insured. We do not:

• Hold banking licenses or operate as a depository institution
• Provide FDIC insurance (deposits are insured through third-party private insurance)
• Offer traditional banking services such as loans, credit, or interest-bearing accounts
• Accept deposits under banking regulations

Your funds are held in escrow by licensed third-party agents and are protected by private insurance up to $100,000 per deposit.

4. User Obligations

By using SafeCarry, you agree to:

• Provide accurate and truthful information during registration
• Complete identity verification as required by law (KYC/AML compliance)
• Only deposit funds that are legally yours and obtained through lawful means
• Not use the service for money laundering, fraud, or illegal activities
• Pay all applicable service fees as disclosed at the time of transaction
• Maintain the security of your account credentials

5. Fees and Pricing

Service fees are clearly disclosed before each transaction. Fees range from 1.5% to 3.5% depending on withdrawal speed selected. All fees are non-refundable once a transaction is processed.

6. Liability Limitations

SafeCarry's liability is limited to the amount of your deposit, subject to insurance coverage limits. We are not liable for:

• Losses due to user error, forgotten passwords, or compromised account security
• Delays in processing due to third-party payment processor issues
• Indirect, incidental, or consequential damages
• Service interruptions due to maintenance, technical issues, or force majeure

7. Dispute Resolution and Arbitration

YOU AGREE THAT ANY DISPUTES ARISING FROM YOUR USE OF SAFECARRY WILL BE RESOLVED THROUGH BINDING ARBITRATION, NOT COURT LITIGATION. You waive your right to:

• File a lawsuit in court
• Participate in class action lawsuits
• Seek a jury trial

Arbitration will be conducted under the rules of the American Arbitration Association (AAA). Each party will bear their own costs.

8. Service Termination

We reserve the right to suspend or terminate your account if we suspect fraudulent activity, violation of these terms, or if required by law. Upon termination, you may withdraw your remaining balance subject to verification requirements.

9. Changes to Terms

We may update these terms at any time. Continued use of SafeCarry after changes constitutes acceptance of the new terms. Material changes will be communicated via email.

10. Contact Information

For questions about these terms, contact us at: legal@safecarry.com